Self Employed Mortgages

Your Self Employed Mortgage Made Easy

Get self employed mortgages Pre-Approved in as little as 24 hours with our specialist in-house underwriting team. Let us find you a great self employed mortgage deal up to 95% Loan To Value today if you’re a…

  • Director of a Limited Company
  • Sole Trader
  • Contractor
  • LLP Partner & much more

Know Your Mortgage Options

Takes less than 2 minutes. No credit check required.

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Authorised and regulated by the Financial Conduct Authority

Min. 1 Yr Trading | Fast Decisions | Min. 5% Deposit

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Self Employed Mortgages Specialist

As a part of the Newwave group of brokers, we understand the issues and difficulties you face when looking for self employed mortgages. Considering ourselves as expert self employed mortgage specialists due to our excellent rates of success, we have helped 100’s of company directors, sole traders and contractors get great deals on self employed mortgages by aligning ourselves with lenders that are looking for you.

Whatever the purpose, or whatever your circumstance, if you need self employed mortgages then take our quick survey or contact our team to see how we can help.

Speak To An Advisor Now

Not sure if our service is suitable for you?
Wondering what to do for the best?

Put your mind at ease with genuine self employed mortgage advice, with no obligation to pursue. We help people in your position every day, so are confident that if you are self employed and need a mortgage, we can quickly find and talk you through the best options available, without the need for hard sales or pressure.

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Our self employed mortgage lenders

We compare 1000’s of mortgages

Our large panel of lenders allows us to search High-Street Banks and Building Societies throughout the UK to find the best self employed mortgages for you. In addition our experienced team know which Specialist Lenders to approach to match your individual circumstances.

  • Aldermore
  • Kensington
  • Virgin Money
  • Scottish Widows
  • Saffron Building Society
  • Precise Mortgages
  • Nationwide
  • Metro Bank
  • Leeds Building Society

Here's just a few ways our Self Employed advisers help...

We are proud our Broker Service is tailored specifically for The Self Employed just like you

Up To 95%

We access lenders that require just 5% deposit

Only 1 Yr Trading

We can help you with just 12 months trading history

Get More Money

We use your latest figures rather than an average

Faster Approval

We aim for a lending decision the same day you register your enquiry

Specialist Lending

Our experts do things the high-street can't such as using the profit from your limited company

Get Your Self Employed Mortgage Pre-Approved Today

Ask Our Experts...

Our experts like to keep things simple and in plain English.

The simple answer is yes! There are lenders that will factor the monthly payment of any business loans into your affordability while we have access to other lenders that ignore it completely.

Many businesses have been impacted by the effects of Covid-19 and some have seen a dramatic decline in profits through no fault of their own. Thankfully there are lenders that are sympathetic to your situation and are willing to support you during these difficult times. These lenders will accept your income prior to Covid-19 and use these figures for affordability when calculating your new mortgage.

Unless you're a contractor with previous experience in the same field then the answer to this question is 12 months. Unfortunately lenders want to see a minimum of one years trading history before they will accept an application.

Yes! We have key relationships with lenders that are happy to lend based on your most recent years income rather than take an average. The rates are really competitive and often help you achieve a much higher loan amount. Get your personalised mortgage quote today.

We believe in placing the best specialists for the right jobs. We understand this market better than most because it's what we've chosen to hone our knowledge and skills in. This increases your chances of being accepted for a mortgage and on the best terms possible. You wouldn't want a plumber to fit your electrics now would you!?!

Firstly there are no fees payable upfront. Once we've found a solution for you and understand the amount of work involved a broker fee is agreed. There is no obligation for you to proceed at this point. Assuming you're happy to go ahead we'll then take care of your application. Only when the mortgage is officially accepted and you receive your formal mortgage offer will the broker fee become payable. No risk, just how we like it.

The good news is the specialist lenders we work with are more flexible than ever. Our expert advisers take time to understand your credit issues BEFORE making any applications otherwise you could be making your situation even worse than when you started. We recommend you get a copy of your recent credit report and our advisers can tell you normally the same day whether you're likely to get a mortgage.

The truth is that most high street banks see you as high risk. In return, they make their criteria for self employed mortgages tougher for you to qualify. We work with lenders that are designed specifically for you. These lenders want your business so when you combine that with our relationship with them you stand a much better chance getting the mortgage you deserve.

Have a question but can’t seem to find the answer? Speak to an advisor today on 0203 972 2240

Get Your Self Employed Mortgage Pre-Approved Today